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Crypto Payment Card Usage Surges 22x as Users Bypass Traditional Banking Channels

Crypto Payment Card Usage Surges 22x as Users Bypass Traditional Banking Channels

Author:

Global Cryptocurrency

Published:

2026-01-21 06:50:02

18

2

BTCCSquare news:

Cryptocurrency payment cards are revolutionizing spending habits, with daily transactions soaring to 60,000 in January 2026—a 22-fold increase since December 2024. Unlike cumbersome exchange conversions, these cards enable instant fiat settlement at checkout by linking to Visa or Mastercard networks. The shift reflects growing demand for seamless spending without banking intermediaries.

Merchants from retail stores to online platforms now accept crypto card payments, leveraging instant conversion technology. Transaction data confirms this behavioral shift: users increasingly prefer direct spending over liquidating assets through exchanges. The trend underscores cryptocurrencies' maturation from speculative assets to practical payment tools.

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